Best Eight Tips to Remember before Buying a Dream Flat


Buying a home is the dream of everyone’s life. For everyone, it is the biggest investment of their life. So, one mistake can be the biggest mistake of your life during the home buying process.  As a home buyer, you need to check everything related to property that you are searching. Your awareness and carefulness can protect you against unprincipled practices of the developers. In this industry, the transparency is ever mattered of discussion. It is the best way to physically inspect all documents and files before buying any property. A home buyer should have full knowledge of its contents. They also can take full guidance through a lawyer and make a clear note of all the deliverables the developer is agreed to.

Having an own home is the dream of most of the people in the world and investing money in real estate is also reward for them. In many cases, there are lots of problem in real estate like some titles of the property is not clear and there is no clear land acquisition policy. Maximum real estate projects face trouble because a full approval from a number of agencies is required before a project can take off. So, lots of questions come to buyers’ mind before buying a flat, home or any property. This article will help the buyers’ trouble free investments in real estate property. There are few things that need to be considered before buying a home, flat or property.

1. Decide the area

Before buying any flat or home, it is the most important to decide the location or area example(real estate property in Lucknow) where you want to buy flat or home, spend valuable time of your life with family members. You should check the required facilities like shops, schools, hospitals, public transports, gym, parks and the location environment etc. nearby property that you are interested in buying.

2. Confirm market price of the property

Before purchasing a property or home, you should research the market value of the property according to the location. For more information, the buyer can take help of real estate agents. Don’t forget to check recently sold properties in the same area. Try to visit many places to search the property that fits your criteria. Thus you will get good knowledge and idea for proper investment in the property.

3. Check the background of a developer

One of the most important things before buying a property is checking the credibility of the developers or builders. It means check developer’s under-construction projects, past projects, their previous or newly launched projects, the rate of appreciation in value, quality of construction, current demand in the market and number of future projects that are undertaken.

It will help to an easy comparison of the projects of developers with their competitors. The buyer should be aware of the time taken the process in the delivery of the property by the builder. A buyer should be aware of developer’s involvement in any legal feud in the past or any fraud he has done on any project. These all awareness helps the buyer in taking judiciously decision before buying any property.

4. Examination of credentials

Before buying the property, you should confirm that the developer has taken all the approvals from the respective agencies to start construction. A home buyer also must check the ownership of the land on which the project is developed or going to develop. Proper checking the allotment letter of the land is essential. You also check the land is purchased through government rules and regulation. Also, check the title paper which mentions the owner name. It helps the homebuyer to find out whether the title of the property is clear or not.

Properly examine the set of approval provided by the builder that includes floor plans, building plans, environment clearances, commencement certificates, structural safety certificates, no-objection certificates from the civic authorities, urban land ceiling certificates. The buyer also should check an NOC (No Objection Certificate) from the water authority to proper use of water for construction.

5. Receive written agreement

The buyer must have a written agreement with the builder or developer before buying any property. Where all details must be clearly mentioned like specifications of the apartment, all terms and conditions, time of delivery, payment plan and quantum of penalty (if any party default). It helps to take care of hidden costs if any exist.
The buyer must examine the occupation certificate, water and electricity connection, fire safety equipment & mechanism, property tax receipts for the project.

6. Use bank for loan

If you are planning to buy a home or a flat, the bank is the best option to take a home loan. It helps the buyer to reduce a burden of payment of the property and make the easiest process of payment for buyers to purchase a property according to the requirement. Now, there are a number of facilities available in the bank for loan process either it is private bank such as ICICI Bank, Axis Bank, HDFC Bank, YES Bank or government banks such as SBI Bank, Allahabad Bank, PNB Bank, Andhra Bank, Dena Bank etc. During the loan process, the banks do all the property checks, including credentials of the builder, to ensure that the market value of the collateral does not diminish.

So if you do not have sufficient money to buy a home or flat then taking a small loan from a bank and transfer whole checking process on the bank is a good idea. Later, if you want, you also can repay the loan to the bank.

7. Facilities and services

Before buying a flat you should consider the age of the building, how old is the building. All required facilities and services that are necessary for the perfect lifestyle. As a home buyer, you should be well aware of the number of facilities provided in the home or flat like all time power and water supply, time to time property maintenance, garden and park, sports club, gym and proper car or vehicle parking etc. If there is a membership fee on any of the services, the buyer should discuss with the builder or developer such as maintenance charge, water charges, common electricity charges, property tax, municipal tax, assessment tax and charges for hired help, like the garbage cleaner and the security. Proper check what is included in the maintenance charges and what is separate. Confirm about car parking charges, it can be separated.

Discuss with the builder for adequate security like appoint security guard all the time at the entrance, security cameras for investigation of people on the floor of a building.

8. Check walls and spaces

In maximum cases, the buyer is cheated in terms of the space, width and length of the wall. To avoid such conditions or mishaps, it is very important for the buyer to check the property, home or flat and compare it with the booklet provide before buying a flat.


Cafe Estate is a revolutionary venture launched by Mr. Shah Mohsin kamal MD. Of Propertyways(Since 1992) a pioneer having a quality experience of 25 years in real estate industry.
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